She was wearing a white shirt that was one size too small and a thin vest on the outside. She looked both professional and beautiful at the same time. Her dark gray skirt was a little short, but this kind of look had become very common nowadays.
It was hard to find a job now, so everyone was working very hard.
Lynch glanced at her and nodded. He looked at the girl's chest … the badge in front of her chest. The title of "Sales Manager" was written on it. This was probably the cheapest privilege that ordinary people could enjoy.
In addition to this title, there was also a name, Beth. It was a very common name.
She was holding a writing board in one hand and a pen in the other. She looked very professional. At the same time, she was also asking Lynch about his preferences when it came to buying cars.
This was a very common trick. Recording the customer's preferences in front of the customer would make the customer feel that they were valued. In fact, this "value" would soon be sold to some consulting and investigation agencies and car manufacturers. Perhaps it was indeed a kind of value, but this kind of value could be sold for money.
For customers like Lynch who bought luxury cars, their "value" could be sold at a higher price.
Lynch listed a few requirements. It had to be beautiful, generous, serious, and honorable.
After these requirements were listed, the girl was immediately interested. She led Lynch to another exhibition hall where some of the more famous luxury cars in the Federation were parked. Most of them were sedans.
Sedans were more expensive and had a wider audience in society. Even His Excellency the President's car was a luxury sedan. This made people believe that sedans were more suitable for formal occasions, rather than commercial vehicles with a strong "cost-performance ratio".
People's understanding of commercial vehicles often came from the fact that they were suitable for family use. Therefore, even though commercial vehicles were not inferior to sedans in terms of materials and technology, they were much less expensive because they were not formal enough.
A large number of luxury cars were placed together. Lynch looked at the girl with some surprise. She could name the cars and manufacturers without hesitation. In Lynch's opinion, these sedans were actually more or less the same.
Perhaps it was due to the limitations of the current industrial process, or perhaps it was a problem with people's current aesthetic standards, the styles of cars were generally not much different. Some cars of different brands could not even be distinguished from each other by their appearance.
This also reduced Lynch's desire to choose a car. After all, they all looked the same. It was just a different logo.
"What do you recommend?"
Lynch casually touched the paint of a car and felt that it wasn't too bad. He turned to look at the sales manager.
Joy flashed across the sales manager's face. It was rare to see such a forthright customer. With a hint of expectation, she asked cautiously, "Sir, what's your budget?"
Lynch smiled. The smile of a handsome boy was always so bright and radiant. Beth's eyes were a little dazzled. "You have to be able to meet my requirements. Try to be as good as possible. Don't buy those entry-level cars."
He did not directly answer her about the budget, but Beth had a rough idea. She immediately led Lynch to the side of a bright silver car. This car was indeed a little different from the others. Its front engine compartment was longer, and the entire body was longer.
It should have made people feel that it was out of place, but instead, it gave people an indescribable sense of beauty. Perhaps this had something to do with the mirror-like silver paint.
"This is the latest in the Hauss luxury car series, and it's also the most luxurious model. Some of the celebrities and politicians in the country bought it as soon as it was released, and it costs less than 100,000 yuan. It's definitely the best choice for you."
Lynch looked at it briefly. With Beth's introduction, he even got in the car to experience the full leather rear seats and the ability to lay flat. It was even equipped with a record player and radio function. Listening to the radio in the car was definitely an enjoyment that only luxury cars had.
"How much is it?"
Lynch patted the car and added, "I don't like some parts of it. Is there anyone here who can modify it?"
After a period of friendly negotiation, Lynch finally bought the car for 120,000 yuan. After refusing Beth's request to have it delivered to his door, Lynch drove directly out of the car sales center, went straight to the bank, and found Joe Griman.
When he found Joe Griman, Joe Griman was chatting with his subordinates. He had been in a good mood recently, and the state branch had twice praised him on the phone for his outstanding achievements during this period. They also called on everyone to learn from him.
Some people even wondered if he could take over the position of the local president. Once this thing that he had never dared to think about before became a reality, he would immediately be able to enter the upper class of society. And all of this was brought to him by the young man Lynch.
When he heard that Lynch had come to visit him, he immediately expelled the others in the office and personally led Lynch into the office.
He opened the box on the table, picked out a Pure Color, and handed it over. He asked casually, "What can I do for you?"
There was a sense of intimacy and joy in his words. Lynch cut the two ends of the paradise, and Joe Griman immediately took the initiative to light the Pure Color for him with a blowtorch.
Lynch threw the proof of his car purchase on the table. Joe Griman raised his eyebrows and looked at it carefully.
Although he acted as if everything was easy to talk about and do, when it came to work, he would immediately become serious and meticulous.
After reviewing the materials and the complete tax certificate, he looked up at Lynch. "If you want to buy a car, you can come to me. I know a local dealer, and they will give you a cheaper price."
Cars, which could be regarded as luxury goods, were not as easy to sell as people thought, especially for some luxury cars. Except for some special best-selling models, most luxury cars were in a state of unsellability.
Car manufacturers and dealers had a large number of cars in stock. These cars could not be quickly converted into cash, which also dragged down their liquidity. In order to solve these problems, they often mortgaged these cars to the bank and used the bank's mortgage to relieve the financial pressure.
Joe Griman could easily get a very low discount price. If those people wanted to get a loan from him and wanted to reduce the fees, they would have to do something.
This kind of operation was not illegal, and no one would pursue it. It was just one of the many benefits of the banking industry, and they always had a good relationship with companies.
Lynch shook his head and exhaled a mouthful of smoke. "I apply for a low-interest loan. How much can you give me for a car worth 120,000 yuan?"
Joe Griman looked at the materials in his hand, then kept one of them and called his secretary to prepare a mortgage contract.
After he hung up the phone, he said with a smile, "I will try to give you a reasonable price. We are friends, right?"
Lynch nodded. He waved his hand with Solid Color and affirmed Joe Griman's words. "We are friends."
The bank's valuation was often not based on the sales price of a product. A 100-yuan item was often only worth 50 or 60 yuan in their hands.
However, there were some things that couldn't be manipulated, such as mistakes in the valuation, real-time price fluctuations, and many ways to make some errors between the valuation and the final result. This was normal, and the annual bad debt index was to deal with these situations.
If these indicators were used, the higher-ups would not reprimand Joe Griman for his work mistakes. The loan department itself was a big risk.
A few years ago, the price of a carat of Valsidor gems was about 2,000 yuan, but suddenly, the local discovery of a huge reserve of Valsidor gems was exposed. All the gems on the market dropped from 2,000 yuan to 200 yuan per carat.
This was something that no one could reverse with their own ability, and the bank must have suffered a lot of losses. Jewelry had always been the most popular collateral, and no bank had ever criticized the person who accepted the mortgage of these gems.
If these indicators were not used, they would not praise Joe Griman for his good risk management. They would only think that it was what he should do.
So whether it worked or not, it would not have any practical impact on him. Why not use it?
Therefore, no one would pursue these permitted mistakes. As long as they were not too excessive and did not exceed a threshold that everyone tacitly agreed on, no one would take the initiative to talk about these work matters.
Soon after, Lynch signed a mortgage contract. Then, 120,000 yuan in cash was directly transferred to his account. He had to pay the bank 100 yuan interest every month until he could pay back the money, or until he couldn't afford to pay back the money.
This practice was not invented by Lynch. In fact, it had been common in all walks of life before this. Otherwise, Joe Griman would not have known what he wanted to do without Lynch's reminder.
For Joe Griman, this trivial matter had once again deepened his relationship with Lynch.
As for Lynch, he used 150 yuan a month to buy a luxury car worth 100,000 yuan. No one suffered a loss.
After talking about these trivial matters, Lynch talked about his real intention. He planned to sell the land that the Saibin Professional Football Club currently owned.
If he kept the land in his hands, he would not have the funds to build a new club outside the city. He would also lack the start-up funds for his own plan. Moreover, the financial crisis was imminent. If he did not sell it now, would he sell it when it was worthless?