There were counters for the six major banks in the three major exchanges. The financial investors in the exchanges often needed funds. By the time they left, went to the bank, and came back with the receipt, the soup would be cold.
Standing in front of the counter of Shenghua Bank, the teller glanced at him and looked away. There was a smile on her face, but there was only exhaustion in her eyes.
Working in the exchange was a high-intensity job. You couldn't make any mistakes. If you made a mistake, you would be fired. If you made a serious mistake, you would be held legally responsible and compensated for your losses.
There were two kinds of people who were arranged to work here: those who had a backer and those who didn't.
Those who had a backer would become the supervisor of the exchange's business department. They only needed to check the accounts once every night to easily complete their duties and get at least an excellent evaluation. Plus, they had worked in such a key position before, so it was easy for them to get promoted.
As for those who didn't have a backer, they were now in front of the agent.
The agent opened the suitcase and turned it around. There were neatly arranged bonds inside.
Red, green, and purple were the main colors of these bonds. Each one had the same pattern printed on it. In the middle of the bonds, there was a very conspicuous "100". These were all bonds with a denomination of 100 yuan. According to the notice on the back of the bonds, the holder could go to the bank to cash in at the announced rate when the bonds were issued. However, it was obvious that they were worthless.
The teller looked at the suitcase full of bonds. There were about 200,000 yuan in total. She was a little confused. "Sir, I don't understand what you mean."
She began to focus and changed her sitting position.
The agent sighed. "I want to cash in these bonds!"
The girl sitting behind the counter had a strange expression. She shook her head. "I'm sorry, sir. We have already issued an announcement. Shenghua Bank doesn't provide cashing or remittance services for overseas bonds. You can go to the side and have a look."
Not far away, the teller at the counter of another bank curled her lips. She expressed appropriate disdain for this kind of behavior. Of course, she would do the same later.
The agent didn't leave immediately. Instead, he pressed his hands on the counter and leaned forward. "Listen, this is related to the safety of my wife and child. These bonds are also from your bank …"
This batch of bonds was sold by Shenghua's broker's company, and the other party gave them a 7% rebate of the face value.
To put it simply, every time the broker's company sold a million bonds, they would receive 70,000 yuan from Shenghua Bank as a processing fee. At the same time, they would also receive a processing fee of no less than 2% from the buyer. Adding both of them together, it would be about 10%.
When the customer needs to sell these bonds, they can also receive a 2% commission, which is no less than 4% of the total transaction.
The more transactions there were, the more commission the financial company would get. That was why they encouraged their customers to try more and kept letting them buy and sell stocks.
On the other hand, they didn't need to take any risks, not even the slightest loss related to risk in any sense.
This was also the reason why there were more and more financial companies in Boston in recent years. As long as they had a trading booth, they were not afraid that those who wanted to make money in the stock market would not join them.
Ordinary people didn't have the priority to trade. If the financial market was not developed and prosperous in the past, they could still trade normally. But now, trading only happened in the trading booth. They had no other choice but to sign a contract with the financial company as a customer.
With customers, the financial company would become the most valued partner of the brokerage firm and the bank, and thus continue to earn more and more profits.
In fact, the Goldilocks single was similar to the first public offering. The issuer had to give these financial companies more rebates so that they could recommend the stocks to achieve the myth of the market value multiplying several times on the first day of trading.
As for what would happen in the future, that was another matter. The fact that the financial company's "legal fraud" system could survive to this day without the slightest danger of collapse was enough to let people know that they had a set of plans to deal with ordinary people.
But this time, the troublemaker that the manager had encountered had his eyes set on him. No matter how much he tried to explain his innocence, Frank would not listen. He only recognized his manager. "You were the one who asked me to buy it. I'm only looking for you!"
The salesman shook his head. "Sir, you know I'm just an ordinary salesman. I've decided not to make such a decision. If you have time to embarrass me here, why don't you think of other ways?"
"Also, if your family is in danger, I suggest you kill them."
The agent closed the suitcase in disappointment. In fact, he knew from the beginning that this would be the result. How could an economy at the level of a bank pay attention to a worthless agent like him?
But it was one thing to know, and it was another to feel the disregard.
He carried the suitcase and walked to the company's "trading hall" while cursing. On the eighth floor of the Eco Exchange, they rented half of the floor to serve as the company's signboard.
Some important customers sometimes had the urge to go to the trading hall to have a look, so they would arrange for them to be there. There was also a bulletin board that constantly scrolled, synchronizing with the bulletin board in the trading hall.
If customers wanted to experience the real deal, they could also stand on the edge of the trading hall and watch the exciting scene of traders waving their arms and shouting in the spacious trading hall.
The trading hall hadn't opened in the morning, so only the cleaners were doing the final cleaning in the room. Those who were able to come here had accounts with the company and had more than 100,000 yuan in capital. Of course, these people would enjoy better treatment.
The agent walked straight into the manager's office with a cold face. The manager was a little surprised to see him, but he was very enthusiastic.
The agent was a relatively important business manager in the financial company. As he had said to Frank, he had a lot of friends like Frank in his contact list, which had given him a lot of opportunities and wealth.
"What's the matter?"
The manager put down his work and looked at him with a smile.
The agent pursed his lips. "I'm in a bit of trouble."
"Tell me about it. Maybe I can give you some suggestions."
The manager was still very close to him.
The agent told him everything that had happened to him, including how Frank had crazily held his family hostage last night and asked him to exchange these bonds for cash and deposit them into his account.
In the end, the agent almost begged the manager. "After all, we sold these bonds to him. We won't lose anything if we cancel this deal. We can even take 3% of Frank's handling fee from this deal …"
The more he said, the more he felt that it made sense. "Maybe we can even deduct our losses from Frank's account. No, that's what we should do!"
The manager kept smiling as he watched the agent's thoughts. When he was almost done, the manager pointed at the door. "I suggest you leave my office immediately and call the police. What you said is impossible."
"You have to understand that once the deal is done, it's impossible to 'withdraw' it. The bank won't agree with us either. When the time comes, these bonds will only be in our hands."
"When others find out about this, there will only be more and more people coming to trouble us. How are we going to deal with it then?"
When he said this, his tone became slightly calmer. "Frank, the most important thing you should do now is to call the police. The police will help you solve all this. Do you need me to help you?"
The manager picked up the phone and pressed a finger on the dial. Frank's expression became even worse.
In fact, he knew very well that it wasn't time for the final settlement yet. In other words, even if Frank's bonds were returned to the pool, it wouldn't affect the final change. However, the company refused to do so.
Frank's expression had already become very bad, but the manager's next words extinguished all the flames of anger in an instant.
"Frank, you've made a lot of money over the years. About 200,000 yuan isn't too difficult for you. Why don't you try to deal with him yourself?"
The manager's words were like poison gnawing at Frank's heart.
His face instantly turned ghastly white.
Frank still had about 300,000 yuan flowing in his account. He also speculated in the stock market, but he was much more shrewd than his clients. He belonged to the kind of people who occasionally had insider information.
He wouldn't make a move before he got accurate information. Once he did, he would definitely gain something.
Of course, sometimes there would be some losses, but overall, he was always making money.
He bought a big house, a luxurious car, and enjoyed a comfortable life. All of this was built on the laughter and pain of some people.
Now, the manager's words were tormenting him. Of course, family was the most important thing, but so was money!
The manager knew that his words had worked. He put down the phone and comforted him. "Maybe you should think about it again. I've checked. There are about 200,000 yuan worth of bonds here. Can you take out this money in exchange for the safety of your family or let the police handle it? The choice is yours, but don't think about the company!"
The muddle-headed agent didn't even know how he left the office. He stood outside the Yi Kou Exchange. At this time, it was beginning to open. A large number of social elites, who were dressed like him, began to pour into the exchange from all directions.
The things that used to excite people were now lifeless, making him feel uncomfortable and suffocated.
Ten minutes later, Frank appeared at the police station. He chose to call the police, and then a large number of reporters came because he told some of the media he knew that he was going to set off a big bomb.
He was just an innocent and pitiful person who had been implicated. The company clearly had a way but didn't want to help him. The bank clearly didn't care about the bonds, but they watched him fall into despair.
Then let's play together!
But at least he kept his money, and there was a slight possibility that he could solve the problem!