"The bank is a very real group formed by a group of very realistic people. Their purpose is to legally plunder all your assets!"
Standing at the port, Lynch shared some of his experiences with Neil. "Think about it. When your factory is developing rapidly, even if you don't need a loan, you can still complete a stage of development plan. The bank will take the initiative to come to you."
"Their business manager will tell you that they can apply for a low-interest loan for you and help you contact people to give you a more professional and magnificent development plan."
"If you borrow this money, your company and factory will develop without any problems. Both of you will forget about this matter, except for the insignificant interest that will be deducted from your account every month."
"But as long as your profits are not as good as before and there are problems, they will send you a lawyer's letter and tell you that you have no more choice."
"Remember one thing, Neil, if you can't handle the two things, banks and money, don't ask for a loan from the bank."
"The money the bank gives you is not to save you, but to give you a push before you fall into the abyss!"
Neil was a bit confused after hearing these words. He still couldn't understand it. In fact, in the social level that he came into contact with, he couldn't touch such a "high level" thing.
Subconsciously, he asked, "What if my company's profits are not good at the beginning?"
Lin Qi smiled meaningfully and replied, "Then you won't even be able to enter the bank!"
This was not a joke or a joke by Lynch, but a fact.
For example, the personal credit loan business that the Federation had been running recently did not require any collateral. They could get a sum of money from the bank based on their past life information, bank statements and personal assets that they currently owned.
Unlike in the past, they didn't need to mortgage anything. Now, they didn't need to.
However, there was actually a part that people didn't pay much attention to. The bank would take the initiative to remind those who had a good record or even a large deposit that they could come to the bank anytime and anywhere to receive a low-interest personal credit loan that matched their status. There was no need for collateral. They only needed to sign the loan contract.
The reception department of the bank even set up a special phone department to call those who met their criteria and ask them to come and get the loan as soon as possible.
However, for the poor people in the bank's business hall who really needed this money, the bank's staff could find a thousand ways to tell them that they didn't meet the criteria for personal credit loans.
The reason for this was actually not that complicated. Giving money to the rich and secure people could generate a steady stream of profits. Once the other party had financial problems, the bank could start the harvesting plan.
They would press for payment, then sue, and use the third method to get something they wanted, such as a car, a house or something else, at a very low price.
These would be converted into cash through another third-party company and distributed to the various handlers before entering the bank's vault.
After the bank loaned 10,000 yuan and generated profits of 10 to 10 percent, they would be able to recover the value of 10,000 yuan. This was the reason why they were crazy to lend money to the rich people.
Many of them, of course, of them, of course, of them, of them, of them, of them, of them, of them, of them.
And the larger the base, the higher the bank's profits.
But the poor?
No, sir, the poor couldn't afford to pay back the money. Even if they sued, they wouldn't be able to recover the money. Giving money to the poor was the biggest dereliction of duty of the Federation bankers and practitioners!
Although those bankers had the qualified title of bankers, they were still capitalists in the end. The goal of capitalists was wealth, profit, and a high rate of return.
As the cruise ship in the distance got closer and closer, a sense of oppression slowly grew. People who had never seen such a large ocean cruise ship would find it difficult to feel the visual impact of floating a house horizontally on the sea.
It took a lot of time just to dock the ship. Then Lynch met the person he came to greet at the port, Mr. George Griman.
At the same time, people from other banks also took the initiative to greet Lynch.
They couldn't help it. They couldn't avoid Lynch when doing "business" in this place. It was not that Lynch had more economic strength than the banks, but his influence in this country and his political influence were greater than that of the banks.
This was one of the reasons why the capitalists advocated the economic first. When the influence of politics on society was obviously higher than the influence of wealth on society, the capitalists would be afraid because the politicians could redistribute the money they plundered from the people to the people at any time and anywhere.
Only when the influence of wealth was higher than the influence of politics would the wealth in their hands be relatively safe.
Only when the election of the Federation was tantamount to looking for a spokesperson for the capitalists and capital would the capitalists and capital be absolutely safe.
Nagalil obviously couldn't do this. In a traditional, backward and ignorant society, the entanglement of political power and theocracy made it difficult for wealth to become a force to influence society. But now these people were here, bringing eager gazes and expectations from across the ocean!
"I'm glad to see you here, but it seems that you need a period of adaptation..." Lynch waved his hand, and a staff member handed these bank clerks incensed handkerchiefs.
This made them feel much better, including George Griman, who also got a handkerchief to cover his mouth and nose. He complained, "No one has ever told me that it would be so smelly here. It's like..."
"Like..." He frowned, not knowing how to describe it.
At this time, someone continued, "It's like driving through the streets of the lower city without rolling up the windows!"
"Yes, that's the feeling. It's terrible!"
Jolliman answered at once, and the crowd burst into laughter.
As the "upper class," joking with the people living in the lower city had almost become a habit of the class they represented.
In the eyes of these people, the lower city was a place to hide filth. As long as something bad happened in the lower city, people would take it for granted.
Isn't that so? Just look at what kind of people are living there!
There lived skilled women, thieves, criminals, the dirtiest and most despicable professionals, and the poorest people.
Now those places were no longer called the lower city. They actually had their own names, and some of the names sounded good, like the King's District or something like that.
George Griman asked curiously, "Mr. Lynch, don't you think it stinks here?"
"Stinks?"
Lynch smiled. "A scientist told me that the human brain has the ability to block out smells. When you're not used to a certain smell, it soon has no effect on you."
"So you can't smell the stench here?"
George Griman asked curiously.
Lynch nodded. "I can't smell the stench now."
"That's amazing..."
Lynch invited everyone to visit the provincial governor's house. These people gladly accepted the invitation. Building a good relationship with the local provincial governor was one of the necessary conditions for them to carry out their business here.
When they were sitting in the vehicle from the Provincial Governor's Mansion and watching those policemen whipping the people with batons in front of the convoy and driving them away, the gentlemen from the civilized world couldn't help but exclaim in shock in a modified bus.
Too barbaric or too inhumane. These words flowed naturally from their mouths, but from their faces, Lynch saw only a kind of satisfaction and a yearning for power.
Privilege was always a sharp weapon to win people over, and it was always successful.
When they arrived at the provincial governor's mansion, the provincial governor had already prepared a grand welcome ceremony. When these world-famous presidents walked through the long, dilapidated, rugged, and trash-filled road and came to this palace-like building, the impact made them lose their ability to think for a short time.
A door separated this place, forming two worlds.
The fragrance of the petals on the ground made the stench here almost disappear. A cool breeze blew, and time seemed to slow down at this moment.
Local women of various styles, wearing costumes with the characteristics of the Najaril people, danced gracefully around. Those traditional musical instruments sounded, and the smell of power filled the air with smoke rising from some incense.
Taking a deep breath, they didn't feel backward, only the sweetness of supreme power.
"I find that I'm starting to like it here."
One of the bank managers laughed.
After Lynch chatted with everyone casually, he found a corner with George Griman. No one disturbed them. Everyone knew what they were going to talk about.
"I'm going to build a cement factory soon. I need to do environmental assessment and dust-reduction treatment. Do you have a suitable candidate?"
Lynch looked at him. George Griman was stunned for a moment before a smile appeared on his face. "You don't have to do this. Thanks to you, I'm now a president."
He knew that Lynch asked him about this matter because he couldn't find anyone to do it. He could just call Mr. Patu or Mr. Vaudric, and they would arrange these things well.
These things might seem like small matters, but for any company that was engaged in related work, having this kind of cross-country evaluation and work qualification was a huge improvement to their own brand image!
Lynch could have done it himself, but he asked him. His purpose was self-evident. This was to give him benefits.
To be honest, George Griman was now a little afraid of taking Lynch's money because the status of both sides had changed dramatically.
Lynch was not much different from before. He patted George Griman on the shoulder. "I'm not a stingy person, especially those who have helped me. You deserve this!"