Half a month ago, Lynch would never have predicted what would happen today. To be more precise, he did not expect Michael or anything related to him to happen.
Lynch did not have the ability to be omniscient. He was just an ordinary person. His calculations were a little bigger than the average person's, but he could not see the end point from the beginning. That was not a person, but a god.
The series of events that Michael caused had ruined his original plan. His original plan was to make a fortune and leave. He did not even consider registering a company. However, to deal with people like Michael, he had no choice but to register a company to make himself as invulnerable as possible.
Although there were a series of changes to his plan, there were still mistakes. There was more than one way to reach the end point. All roads lead to the bank. His plan was not too bad.
Mr. Fox hesitated for a moment and asked, "Is ten percent not enough?"
He felt that ten percent was not a small amount, but it was really not enough.
Lynch shook his head. "If you just want to exchange it for change, ten percent is enough. That's the value of my business. However, if you want to take the money from me to run your business, ten percent is not enough!"
He did not give Mr. Fox any chance to refute or ask any questions. He then continued, "I'm definitely not flattering myself. Now, in the whole of Saibin, I'm the only one who can raise a large amount of cash for you in a short period of time. I have a way to get legal money, and you need money too …"
Mr. Fox nodded noncommittally. He felt a headache coming on. After realizing Lynch's' wisdom ', he felt that he was a little stupid.
Many people said that he was a cunning fox. However, only in front of Lynch could people realize that cunning was not wisdom, but only petty tricks. He did not want to beat around the bush with Lynch. In the end, he would be the one who would be confused. Therefore, he straightforwardly asked Lynch how much he wanted.
"Ten percent of the principal and five percent of the other profits. I won't be responsible for any other expenses!"
Mr. Fox knew how to spell each word, what it meant, and what the common variations were. However, when they were put together, he was a little … confused.
He thought for a while. The reason why he had to think for a while was to not let Lynch see through him. From the beginning, Lynch knew that Mr. Fox might not understand what he was saying. After half a minute, he frowned and asked, "What do you mean?"
Lynch's expression suddenly became lively. When it came to customers or financial backers, Lynch had plenty of patience. He could show his sincerity better than anyone else. His smile was a form of sincerity.
"It's very simple, Mr. Fox. Let's say you lend Tom $1,000 … We're just hypotheticals. This is an example … He pawned something worth 1,000 dollars to you, but he's overdue.................
"In this deal, your capital is one thousand yuan, and the profit is two thousand yuan …"
. "Mr. Fox raised his hand to interrupt Lynch." I'm sorry, I don't understand. Shouldn't my profits be 1,000 dollars? "
Lynch was not at all impatient. He patiently explained, "In the agreement I asked you to draft, the borrower will automatically give up ownership of the collateral after the loan is overdue. The loan and interest will still be valid … Do you understand? In fact, you'll receive 1,000 dollars in interest and a collateral worth 1,000 dollars."
Looking at Mr. Fox's enlightened expression, Lynch felt that the old man was a little cute. He continued, "Ten percent of the one thousand dollars and five percent of the profits. That's a total of 200 dollars."
This was actually a relatively primitive business agreement with a guaranteed base and a share of the profits. Although it was not common, it was not rare either. Especially in a small number of VAM agreements, there would be similar clauses or similar clauses to ensure the greatest benefit for one party.
Mr. Fox thought for a while before he understood. He looked like he did not know whether to laugh or cry. "Actually, if we work together, it won't be so troublesome. I can give you 20 to 30 percent of the shares. It's much simpler than complicated calculations."
What he said might be a solution, but it was not one that Lynch liked. After all, Mr. Fox's business was not illegal with his help.
However, not illegal did not mean it was legal. This was a gray line. When Mr. Fox was strong and no one wanted to step on him, he was legal.
However, when someone wanted to challenge him and society wanted to eliminate him, as long as there was such a demand, his business would be illegal.
Gray lines might mean huge profits, but they also carried great risks.
Looking at those who had been locked up recently and those who had absconded, it was clear that the risk of this business had exceeded the concept of risk for most businessmen.
Moreover, this business was not a guaranteed profit. What if someone borrowed money and did not return it? What if they ran away?
Of course, the collateral could barely cover the loss, but it would also result in the loss of the expected profits brought by the continuous flow of funds. Plus, the collection of debts was not always legal. In short, Lynch did not plan to enter this business.
If he had planned to enter this business, he would not have discussed this with Mr. Fox. He would have just found a place to set up his business.
The purpose of his cooperation with Mr. Fawkes was to get the most out of it legally. Therefore, Lynch always felt that Mr. Fawkes was a benevolent and kind man.
He shook his head decisively and rejected Mr. Fox's repeated invitation. "It's not that I don't want to, but if you want to get the money or even more, there can't be an obvious and direct relationship between us. We have to be two independent individuals. Do you understand what I mean?"
"No, I don't!"
Mr. Fox shook his head. He felt that Lynch's words were too complicated. He did not understand at all. "But this won't stop us from continuing our cooperation. I can agree to your request. So, what do you plan to do?"
Mr. Fox's tone carried a hint of curiosity. He knew Lynch's current situation. He only had tens of thousands of dollars on him. He did not believe that Lynch could come up with hundreds of thousands or millions of dollars.
Lynch smiled. "Actually, before signing the contract, I won't reveal any of my business secrets. But since we are friends and I trust your character, I don't mind telling you …"
"Wait a minute!"
Mr. Fox suddenly stood up and walked to the glass wall of the office. He closed all the blinds and locked the door. Only then did he relax. "Tell me, I'm very curious!"
Lin Qi smiled confidently as he slowly explained his solution to the problem.
If there was any place in Saibin City that could get millions of dollars in a short period of time, it would undoubtedly be the banks.
The six largest private banks were extremely wealthy. They could get countless amounts of money at any time and place. Lynch's plan was to get the money through the banks. As for how he got the money, it was related to the contract that he had asked Mr. Fox to modify.
The borrower needed a collateral to borrow money from him. This collateral was the key to borrowing money from the bank. In other words, as long as Mr. Fox was brave enough, he could single-handedly take over all of Saibin City's financial aid business, be it private or public!
However, there was still a third party needed to act as the middleman. That third party was Lynch.
This was the reason why Lynch dared to tell Mr. Fox the truth.
The whole of Saibin City was investigating money laundering and financial crimes. At this time, if someone like Mr. Fox wanted to borrow money from the bank, even if his procedures were legal, the bank would not dare to lend him the money.
Who knew how the money would turn out in the end? Would the Federation Investigation Bureau and the Federation Tax Bureau turn their attention to him?
However, if there was a third party, it would be different. Not only would this third party prove his innocence to the media, he would also be able to gain the friendship of the Tax Bureau's Director. As long as he did not go overboard, why would the bank reject a big client like Lynch?
It was like an area with strict access control. No strangers were allowed to enter. Mr. Fox was such a stranger. He did not have an access card and was not from the inside. The guards would not let him pass.
However, if there was someone who was willing to take full responsibility for Mr. Fox's actions, why would the guards offend him for someone else's business?
That was why Lynch did not mind saying it out loud. If Mr. Fox wanted to take all the benefits for himself, not only would he not be able to get anything, but he would also lose a mouthful of teeth!
In this world, other than his parents and relatives, there was no one who could take advantage of him!